2017 NYC Obamacare Guide

This is the first comprehensive New York City Obamacare buying guide.  We built this to give you the facts and help you rid yourself of all of that crap you have heard about Obamacare.  When it comes to NYC there are super specific things that people should know when purchasing a health insurance plan. We have included all of the information, and tools necessary for you to make your Obamacare buying decisions in 2017.

 

Basic facts about insurance

Cost comparison of the insurance carriers we recommend

Hospital list broken down by carrier and borough including

 Manhattan, Brooklyn, Queens, Bronx, and Staten Island

Carrier comparison including links to provider searches for every carrier in the market including..

Recommended EPO's

Oscar Health Insurance and Care Connect

Recommended HMO's

Affinity, United Healthcare, Empire BCBS, Health First and Emblem

HMO's we do not currently Reccomend

 

Fidelis -  Fidelis is a Catholic organization who fails to offer any substantial

reproductive and family planning services to their members.  

This means no birth control, and no coverage for contraception

"Fidelis Care has elected not to offer all reproductive and family planning services, including abortion, sterilization, and artificial contraception (AKA Condoms, Birth Control), as a standard benefit nor to receive premium dollars from the State of New York for such services."

 

Metro Plus - The network is not widely accepted as is only accepted in the 5 boroughs.

FOR HELP CALL NOW 516-605-2757

THE BASICS

EPO’s = No referrals needed to visit specialists

Oscar Insurance and Care Connect

EPO = National access to urgent care, free telemedicine

EPO Networks = Slim networks

EPO Customer Service = Very good

EPO Premiums = Middle of the road

HMO’s = Needs referrals to visit specialists

Affinity, Metro Plus, Fidelis, Empire Blue Cross Blue Shield,

United Healthcare

HMO’s = Tend to lack customer service

HMO Networks have a broader choices of hospital systems than

EPO’s

HMO Customer Service = Tends to be lacking

HMO Premiums = Broad range, with the larger networks over

20% higher premiums than their EPO competitors

PPO’s = Plans that offer out of network coverage. Currently

there are no plans offering out of network coverage in the state

of New York to individuals or families.

Please note that when it comes to the HMO plans we only recommend and

cover the rates for their Standard plans which do not include co-insurance.

(The information found in this guide was compiled using information

provided to NewYorkObamcare.com as of October 28th, 2016 and is subject

to change)

OSCAR

$$

Customer Service - 

EPO - No referrals needed for specialists

Approximately 20,000 providers

CLICK HERE FOR 2017 PROVIDER SEARCH

CLICK HERE FOR 2017 RATES and PLANS

Call 516-605-2757 NOW NYC for HELP Our Process Is Simple AND All By Phone. 

CareConnect:

$$

Customer Service - 

EPO - No referrals needed for specialists

Approximately 24,000 providers

CLICK HERE FOR 2017 PROVIDER SEARCH

CLICK HERE FOR 2017 RATES and PLANS

Call 516-605-2757 NOW NYC for HELP Our Process Is Simple AND All By Phone. 

Affinity

$

Customer Service -

HMO - Referrals needed for specialists

Approximately 35,000 providers 

CLICK HERE FOR 2017 PROVIDER SEARCH

CLICK HERE FOR 2017 RATES

CLICK HERE FOR 2017 Plans

Call 516-605-2757 NOW for HELP Our Process Is Simple AND All By Phone.

EMPIRE BCBS

$$$$

Customer Service - 

HMO - Referrals needed for Specialists

Approximately 60,000 providers

CLICK HERE FOR 2017 PROVIDER SEARCH

Click Here For 2017 Rates

Click Here For 2017 Plans

Call 516-605-2757 NOW NYC for HELP Our Process Is Simple AND All By Phone. 

United Healthcare 

$$$$$

Cutomer Service - 

HMO - Referrals needed for Specialists

Approximately 40,000 providers

CLICK HERE FOR 2017 PROVIDER SEARCH

CLICK HERE FOR 2017 PLANS

CLICK HERE FOR 2017 RATES

FIDELIS

$

Customer Service - 

20,000 providers

HMO - No referrals needed for Specialists

2018 Fidelis Plans

2018 Fidelis Rates

CLICK HERE FOR 2018 PROVIDER SEARCH

Call 516-605-2757 NOW NYC for HELP Our Process Is Simple AND All By Phone. 

Emblem 

$$

Customer Service - 

20,000 Prodivders

2017 Plans
CLICK HERE FOR 2017 PROVIDER SEARCH

METRO PLUS

 

$

Customer Service - 

12,000 providers

2017 Rates and Plans 

CLICK HERE FOR 2017 PROVIDER SEARCH

Call 516-605-2757 NOW NYC for HELP Our Process Is Simple AND All By Phone. 

HealthFirst

$

Customer Service - 

30,000 Prodivders

2017 Plans

CLICK HERE FOR 2017 PROVIDER SEARCH

Call 516-605-2757 NOW NYC for HELP Our Process Is Simple AND All By Phone.