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2017 NYC Obamacare Guide
This is the first comprehensive New York City Obamacare buying guide. We built this to give you the facts and help you rid yourself of all of that crap you have heard about Obamacare. When it comes to NYC there are super specific things that people should know when purchasing a health insurance plan. We have included all of the information, and tools necessary for you to make your Obamacare buying decisions in 2017.
Cost comparison of the insurance carriers we recommend
Hospital list broken down by carrier and borough including
Manhattan, Brooklyn, Queens, Bronx, and Staten Island
Carrier comparison including links to provider searches for every carrier in the market including..
Recommended EPO's
Oscar Health Insurance and Care Connect
Recommended HMO's
Affinity, United Healthcare, Empire BCBS, Health First and Emblem
HMO's we do not currently Reccomend
Fidelis - Fidelis is a Catholic organization who fails to offer any substantial
reproductive and family planning services to their members.
This means no birth control, and no coverage for contraception
Metro Plus - The network is not widely accepted as is only accepted in the 5 boroughs.
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THE BASICS
EPO’s = No referrals needed to visit specialists
Oscar Insurance and Care Connect
EPO = National access to urgent care, free telemedicine
EPO Networks = Slim networks
EPO Customer Service = Very good
EPO Premiums = Middle of the road
HMO’s = Needs referrals to visit specialists
Affinity, Metro Plus, Fidelis, Empire Blue Cross Blue Shield,
United Healthcare
HMO’s = Tend to lack customer service
HMO Networks have a broader choices of hospital systems than
EPO’s
HMO Customer Service = Tends to be lacking
HMO Premiums = Broad range, with the larger networks over
20% higher premiums than their EPO competitors
PPO’s = Plans that offer out of network coverage. Currently
there are no plans offering out of network coverage in the state
of New York to individuals or families.
Please note that when it comes to the HMO plans we only recommend and
cover the rates for their Standard plans which do not include co-insurance.
(The information found in this guide was compiled using information
provided to NewYorkObamcare.com as of October 28th, 2016 and is subject
to change)
OSCAR
$$
Customer Service -
EPO - No referrals needed for specialists
Approximately 20,000 providers
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CareConnect:
$$
Customer Service -
EPO - No referrals needed for specialists
Approximately 24,000 providers
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Affinity
$
Customer Service -
HMO - Referrals needed for specialists
Approximately 35,000 providers
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EMPIRE BCBS
$$$$
Customer Service -
HMO - Referrals needed for Specialists
Approximately 60,000 providers
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United Healthcare
$$$$$
Cutomer Service -
HMO - Referrals needed for Specialists
Approximately 40,000 providers
FIDELIS
$
Customer Service -
20,000 providers
HMO - No referrals needed for Specialists
CLICK HERE FOR 2018 PROVIDER SEARCH
Call 516-605-2757 NOW NYC for HELP Our Process Is Simple AND All By Phone.
METRO PLUS
$
Customer Service -
12,000 providers
Call 516-605-2757 NOW NYC for HELP Our Process Is Simple AND All By Phone.
Call 516-605-2757 NOW NYC for HELP Our Process Is Simple AND All By Phone.